January 27, 2012 at 6:26 pm • Posted in Personal FinanceComments Off

Some people just can’t go a day without losing their keys or wallet and are constantly leaving money on work surfaces or their back pockets and losing hundreds of pounds a year. I used to be one of those people who always carried cash around with me but then could never quite get a good grasp on my finances. I then switched from using cash and applied for a Vanquis credit card and it has made me such a more organised person. I now pay for everything on my credit card and it has helped my cash flow and also helped me to save money in the long term. My girlfriend is also a lot happier now as she always complained when I lost even the smallest amount of money. The best thing is that I can log in online and check the status of my card at any time too whereas when I carried cash I never really thought about my overall balance.

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